Letter from Pinellas superintendent about health care changes
The Pinellas County School Board will consider Tuesday the latest health insurance proposal. See last week's blog post here. Superintendent John Stewart posted this letter about the proposed changes on the district's web site.
Here's an excerpt:
"The result of the council’s work is a Triple Option Model, which was presented Tuesday to School Board members and which I will attempt to share with you in this e-mail. Additional information will be posted to the Risk Management web site in the next few weeks. I encourage you to go there for more details and to return frequently as more information will be added in the coming months. Quite honestly, a majority of employees will have to change plans, and all of us will have to do a little homework to determine which plan works best for us. That said, Risk Management will be setting up a help line as well as making personal visits to various school sites in an effort to assist you with your decision.
Briefly, the plan will provide employees with a choice of three health plans
• A Staff Health Maintenance Organization (HMO) with no upfront deductible that follows the same plan design as 2012 except for prescription benefits• A Consumer-Directed Health Plan (CDHP) with a cash allowance and reduced family out-of-pocket maximum that follows the same plan design as 2012 except for prescription benefits and reduced out-of-pocket maximum
• A new National Point of Service (NPOS) plan design with no upfront deductible and lower rates from the current year that allows access to specialists without referrals and provides access to a large hospital and physician network with the same prescription benefits as other plans"