From the Wall Street Journal: "..."Even in the insurance crisis with hurricanes . . . we very much disagreed with the . . . Charlie Crist model [which makes the state an insurer of last resort]. Basically the taxpayer is going to be zapped in the long run in that model, when the next storm hits. . . . We said, No, let's rely on private markets and let's look for ways to attract private capital to our state. One of the most interesting features in [our reform] was hurricane savings accounts. To say look, if you just flat out hate insurance companies and think they're ripping you off and don't like the way that they're pricing risk, take the risk yourself. . . . That's why, in fact, we put in a provision here with hurricane savings accounts, where if you want to tuck money aside, tax free from the state standpoint – we can't do anything about the feds – from a state standpoint, go for it."