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New Tampa shopper's cut-rate mission: clip, save with coupons

By Susan Thurston, Times Staff Writer
In print: Friday, November 7, 2008


Carol-Ann Mendoza, 31, sits at a table of coupons in her home near New Tampa. Every Sunday, she buys 15 to 20 newspapers for the coupon inserts. It works.
Carol-Ann Mendoza, 31, sits at a table of coupons in her home near New Tampa. Every Sunday, she buys 15 to 20 newspapers for the coupon inserts. It works.
[KERI WIGINTON | Times]
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Mendoza says it’s a good shopping day when she saves at least 90 percent off her total bill. How much do you save?
[KERI WIGINTON | Times]
Mendoza says it’s a good shopping day when she saves at least 90 percent off her total bill. How much do you save?

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She talks in code, shares tips for getting free stuff and barters groceries for babysitting. When Kmart offers double coupons, she's among the first through the door.

Carol-Ann Mendoza is a professional coupon-clipper, if there were such a thing. Manufacturer coupons. BOGO deals. She's mastered them all.

Friends accuse of her having OCD: Obsessive coupon disorder.

Mendoza hits three or four stores a week — from Wal-Mart to Winn-Dixie to Walgreens — trolling for sales. She knows the latest buy-one-get-one deals at Publix and extra-bucks items at CVS. She considers it a good day when she saves at least 90 percent off the total bill. Take a recent trip to Kmart. Her purchases rang up to $319, but after sales and coupons, which Kmart doubled last week, she paid $18, which included taxes.

Mendoza's strategy centers on finding the lowest price for an item and coupling it with a high-value coupon. She pays attention to BOGO deals because most stores let you use two coupons, even though you're paying for one item. She loads up on trial sizes, which often accept coupons. (Watch for coupons that exclude trial sizes.)

Every Sunday, she buys 15 to 20 newspapers for the coupon inserts. No promotion here, but she says the St. Petersburg Times has the best ones.

She admits it's like a part-time job, only it pays in terms of money saved, not earned. Mendoza, 31, started clipping seriously about a year and a half ago. She had quit her job of 11 years to be a stay-at-home mom and was looking for ways to trim expenses.

At the time, she and her husband, Roger, had two children. Now they have four, ages 10, 9, 17 months and almost 3 months. They adopted the older two from Haiti. They live in Meadow Pointe near New Tampa.

About a year ago, she took her couponing online. She took over FloridaCouponers.com and started a Yahoo group, Frugal Mamas, which has about 60 members from Ocala to Sarasota. She also founded a coupon club at her church, which happens to meet in a former Winn Dixie.

Then the economy started to crack. For many coupon-clippers, what was once a hobby became a necessity.

• • •

Every month, usually the last Friday, Mendoza and her coupon crew meet at one of their homes to talk deals and comb through each other's reject piles. For these three hours, coupons take priority.

Over iced tea and dessert, preferably bought at a discount, the women share tips and GDAs, short for ''good deal alerts.'' Mendoza passes out tip sheets for the latest sales at Wal-Mart. Vlasic relish, free with IPC — Internet printed coupon. Endust spray, 63 cents with $2 regular coupon.

The list goes on and on and on.

Every party has a door prize tied to coupons. Last month's was 20 new coupon inserts that hadn't been poached. Winner Roxanne Arcement was thrilled. "I know what I'm going to do when I get home.''

Mendoza sends about 1,400 e-mails a month, mostly about coupon alerts and store sales, but also about prayer requests. Want coupons for Meow Mix? Mendoza will blast an ISO — in search of — asking members to bring them to the next party. Even her most faithful say keeping track of it all can be time-consuming. But it pays off. After three months of following Mendoza's lead, members save an average 50 percent on their monthly grocery bill.

And they get hooked.

"Any time I don't have a coupon just kills me,'' Katrina Sequenzia said.

• • •

The coupon clipping goes beyond saving money. When one of Mendoza's friends fell on hard times, she took her shopping and reduced the family of six's grocery bill from $1,000 to $700 a month. When a mother was diagnosed with cancer, the group brought groceries to the monthly party.

Mendoza is a sucker for RAOK (random acts of kindness).

She's known to hang out in store baby aisles, peeking into people's carts and giving them coupons for the items. Stand next to her in the checkout line, and she's bound to save you some money. The majority of people are receptive, even grateful for the help. Every once in a while, a clerk gives her an attitude. Once, a customer in line behind her grumbled about having coupons outlawed.

Mendoza just smiled. Her sales receipt got the last word.


Tips to save

• Look for BOGO (buy one, get one) deals and couple them with two manufacturer coupons.

• Don't be embarrassed to ask your friends for their extra coupons. They are like money.

• Price shop. Wal-Mart will match any price if you bring in a competitor's ad.

• Stick to your shopping list so you aren't tempted to buy full-priced items.

• Check out Sweetbay and Winn-Dixie for discounted meat. The stores usually cut prices in the mornings on meat about to expire.

• Leave the kids and husband at home when you shop. They often sneak noncoupon items into the cart.

• Give your two cents about a product by calling the manufacturer. They'll often send you coupons or free stuff.

•If a store is out of a sale item, ask for a raincheck.

• Never try to pass an expired coupon. That's cheating.

Useful Web sites

• afullcup.com

• hotcouponworld.com

• slickdeals.net

• thegrocerygame.com

• couponmom.com

• coupons.com

• eatbetteramerica.com

You can e-mail Carol-Ann Mendoza through frugal-mamas.com.


[Last modified: Nov 12, 2008 05:12 PM]



Comments on this article
by AFC friend Nov 12, 2008 5:12 PM
Way to go Carol Ann! I started with AFC in Feb. and am kicking myself that I didn't discover this years ago.
by Sharon Nov 11, 2008 9:56 PM
Do you know how many people THROW AWAY their coupons? I love to find those inserts in the paper recycling bin. Also lots of coupons are natural or non processed foods, not just junk food. Way to go Carol Ann. Sharon from coupontrain
by Vicki Nov 11, 2008 6:06 PM
Carol-Ann - no email addr avail on your site and the email I tried to send was an error - what's the best way to reach you ???
by sue Nov 8, 2008 10:26 PM
Matt, but when CVS is PAYING you $5 to take them! Do the math!!! Got something against donating??? Sounds like a personal story here! Did the Ms. pay $2 for her 50? She needs to talk to Carol Ann!!!
by Carol-Ann Nov 8, 2008 10:24 PM
Joy - I may have seen the ones you left. :-) It is always fun to find some like that. You know that someone was being generous and thoughtful.
by mommy Nov 8, 2008 10:24 PM
No wonder I can never find anything in stock anymore!
by Joy Nov 7, 2008 10:17 PM
I used coupons when my kids lived at home, but then they moved and now the coupons I used don't apply to 90% of the items my husband and I buy. I miss the coupon days. it felt good to save money.I like to leave coupons at the item I can't use : )
by Carol-Ann Nov 7, 2008 10:14 PM
Check out Channel 10 News tonight at 11pm for an interview they did with me today and a shopping trip to Publix as well. The savings are real, a little time and effort and you can save for your family like this as well. I know many women that do.
by Carol-Ann Nov 7, 2008 10:14 PM
I love to see the dialog on the article. It is my heart's desire to teach more women (and men) to coupon and save money. There are so many families hurting with the current economy the way it is.
by Anya Nov 7, 2008 8:39 PM
Coupons save money. That's the bottom line. Some of these comments are tired excuses as to why people don't clip. It IS time consuming, but is two hours worth $50+ in savings? There are many healthy Qs too. No more sorry excuses for not clipping.
by matt Nov 7, 2008 8:39 PM
Ok besides the coupon people are the most annoying people to deal with at the store, coupons are made to get you to buy things you wouldn't normally buy. Im sorry, but I dont need to have 50 $2 blood pressure monitors around my house.
by Trish Nov 7, 2008 8:37 PM
I have been doing coupons for over 30 years or so. I have paid sometimes 5 cents for a car load of groceries of course that was when I lived in Texas and we had t one cent more than I have to! Trish
by Sharon Nov 7, 2008 8:36 PM
The reason cashiers are leary of coupon users is because there are people out there who try to pass coupons that don't match,are expired and bogus ones made on the computer.The computer doesn't "beep" if it doesn't work.It counts against their till.
by Jennifer Nov 7, 2008 8:34 PM
Carla, I don't dispute that she spends time with her kids or has a life, and I say more power to her for doing this. But what is wrong with me asking what the "real" dollar savings are after factoring in everthing?
by CouponDiva Nov 7, 2008 8:32 PM
What some people (anti-coupons) don't realize about coupons is some of the companies offering these even are helping others. Check out a Proctor & Gamble insert. Every coupon redeemed, P&G donates a meal to Feedingamerica.org.
by Dee Nov 7, 2008 8:25 PM
I admire Carol-Ann and am grateful she takes the time to share her tips with us. You go girl!
by Nicole Nov 7, 2008 8:23 PM
Carol-Ann is my role model! As a current coupon clipper, I can only strive to be as good at saving money as she is. As for the negative comments, quit being jealous of her achievements, clip some coupons, and get out there and save money too!
by CD Nov 7, 2008 2:29 PM
I am part of this group and can't Carol-Ann enough for her help. If it weren't for couponing my family would struggle to put food on the table. Not to mention the families I have helped through donations. And NO we do NOT steal coupons from the rack.
by CARLA Nov 7, 2008 12:58 PM
I am also an avid couponer and applaud Carol-Ann for her efforts. Her "REAL" savings include time with her four children that she wouldn't have otherwise. She donates items and her time to help people get started. I promise they feel she "HAS A LIFE"
by Kelly Nov 7, 2008 12:55 PM
I aspire to save as much as Carol-Ann! What an intelligent, organized, inspiring woman!
by Charlene Nov 7, 2008 12:17 PM
I guess we should be glad the coupon haters aren?t buying because that leaves more for us, lol
by Clarissa Nov 7, 2008 12:15 PM
Not to mention helping others with our free or cheap stuff is a great feeling. Plus the stores make 0.08 handling on each coupon, they actually MAKE MONEY on us coupon users
by Charlene Nov 7, 2008 12:15 PM
for the haters, I say you try couponing for a month. If you are not saving enough money to justify the effort, couponing may not be for you. Jump right in by cutting the coupons from your Sunday paper and see if you can save a few extra dollars, if n
by Llloyd Nov 7, 2008 11:58 AM
Just Google Tampa Bay coupons and you'll find lots of other great local coupon sites.
by terri Nov 7, 2008 11:51 AM
I have to commend Carol on a job well done, I too clip coupons and only buy items that I have coupons for when on sale. this keeps a well stocked pantry and helps to stretch my dollar LEGITIMATELY. I also donate alot of my GDA's to help others.
by Charlene Nov 7, 2008 11:36 AM
I too use coupons,although, I am not committed as Carol Ann, but my husband & 2 1/2 kids benefit a great deals by couponing. So I say Go Carol Ann!
by Clarissa Nov 7, 2008 11:35 AM
Who wants to get stuff for regular prices. Sounds like a lot of people are jealous of Carol-Ann and other couponers like me who save over 50% off of their bill. Its called financial responsibility, you should try it sometime.
by harris Nov 7, 2008 11:34 AM
If Walgreens is going to sell me $6 Dove shampoo for $.50, then why would I buy CHEAP V05 for $1!!! STUPID PEOPLE!! Get off the computer and start clipping coupons!
by marie Nov 7, 2008 11:34 AM
Maybe if more people would HAVE a budget and shop smarter, I wouldn't be looking at abandoned homes down my block! YOU GO GIRL!!!!
by kay Nov 7, 2008 11:34 AM
Matt, you must not be a parent!! My husband has a great job and I "GET" to stay home with my kids and PLAY all day with them! My coupon clipping happens after bedtime! Like most I grocery shop once a week. Don't U??
by stefanie Nov 7, 2008 11:08 AM
Be as tired as you want of us, but I dont spend $1000 on groceries for 4, I spend $150 with coupons - and we eat well. The money saved helps us stay afloat these days - unlike some others. So ridicule all you want - but I am financially responsible!
by Papi Nov 7, 2008 11:08 AM
For the negative commentors. Shouldn't getting a life require not posting negativley on something that is obviously positive? With 250.00 a month and bringing in over $1300.00 a month of groceries, that are also sent to charitable causes. Way to go!!
by amy Nov 7, 2008 11:02 AM
incredible & impressive. she must be very organized. this shows great devotion & respect for a family budget which more americans should establish...maybe if we all had budgets we wouldn't be in an economic crisis. show some responsibility america!
by Smart Shopper Nov 7, 2008 11:02 AM
Who is she hurting by doing this? No one! The stores are getting the money back from the manufacturers PLUS a handling fee, the manufacturers sell their product, and she saves money to be put elsewhere like an education fund! Go, Carol-Ann!
by coupon mom Nov 7, 2008 10:59 AM
When you start saving $30 or $40 a week by using coupons, you become obsessed with trying to save more. I may not be as dedicated as this woman but good for her. Her "part time coupon job" gives her the opportunity to stay at home and raise her kids.
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