The AARP offers refresher courses for drivers older than 50. This course is given in two four-hour sessions, both of which must be completed to receive a certificate to submit to your insurance company for a possible rate reduction. Classes cost $14. AARP members receive a $2 discount. Bring your driver's license, AARP membership card and fee to the first day of class, unless you are otherwise instructed when you register. To find a class and register, call toll-free 1-888-227-7669 or go to www.aarp.org/drive to get registration information. The AARP also offers an online course in which the same information and strategies are taught as those in the on-site course. The online course is self-paced and interactive. The course is $15.95 for AARP members and $19.95 for nonmembers. Go to www.aarp.org/drive for more information.