Name the state where this news item occurred: Allstate Corp. said late last week it will fight a judge's decision that will force the company to cut its insurance rates starting on Monday. Allstate said it will appeal the decision and "explore our options" before the deadline. Sound familiar? But if you said Florida, you're off by about 2,500 miles. After a two-year court battle, a San Francisco Superior Court judge told Allstate it had to cut its auto rates an average of 15.9 percent. The reductions, mandated by the state, amount to an average savings of $124 per vehicle each year. California has some of the nation's strongest auto insurance regulations, thanks largely to the 1988 passage of Proposition 103, which requires insurers to set premiums mostly on driver safety records, experience and miles driven instead of where motorists live. In Florida, the issue is documents. Allstate faces a ban on writing new policies unless it delivers what regulators want.