Here's more evidence the U.S. property insurance industry is in for a rough year: The industry said Monday that it expects to pay an estimated $6-billion for second-quarter property losses resulting from a total of 16 catastrophes in 27 states — nearly twice the number of catastrophes and losses in the first quarter. Primarily to blame are wildfires, hail and tornado damage. (The federal government insures flood damage.) At $1-billion, Texas topped the list of most severely affected states for the second quarter, followed by Minnesota ($810-million), Kansas ($578-million), Arkansas ($450-million) and Oklahoma ($425-million). First-quarter losses were about $3.3-billion. Two more numbers to bat about: The industry's net income after taxes last year was $62-billion. And the U.S. has not been hit by a major hurricane this year.