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Daily Q&A: Can I insure myself against identity theft?

Can I insure my identity against identity theft?

The short answer is, Yes! Whether it's a good idea or not is another question.

Sean M. Shaw, Florida's consumer advocate, noted recently that some insurers have begun offering identity theft insurance with some 10 million affected by identity theft in the last year.

"Identity theft insurance does not cover direct monetary loses," Shaw said. "Most identity theft insurance policies have policy limits of $5,000 for lost wages. Consumers should also inquire about deductibles. Some policies require you to pay the first $100 - $500 of costs incurred for reclaiming your financial identity."

For Shaw's full review of identity theft insurance, visit: http://www.myfloridacfo.com/ICA/Newsletter/ICA_Vol2_Iss1a.htm#Identity%20Theft

Question for the Consumer's Edge? Send it to ipenn@sptimes.com or twitter.com/consumers_edge. Questions are answered only in this daily feature.

Daily Q&A: Can I insure myself against identity theft? 03/02/10 [Last modified: Tuesday, March 2, 2010 11:41am]
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