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Daily Q&A: Is e-mail from FDIC urging me to check deposit insurance legitimate?

There's an e-mail circulating that says it's from the Federal Deposit Insurance Corp., urging consumers to check their bank deposit insurance. Is this legitimate?

No. The e-mail is bogus. The FDIC issued an alert this week to warn consumers about the e-mail because it does not send unsolicited e-mails to consumers.

The fake e-mail states in the subject line: "check your Bank Deposit Insurance Coverage." The message says, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

For more information about the FDIC's alert, visit www.fdic.gov/consumers/consumer/alerts/index.html.

Question for the Consumer's Edge? Send it to ipenn@sptimes.com or twitter.com/consumers_edge. Questions are answered only in this daily feature.

Daily Q&A: Is e-mail from FDIC urging me to check deposit insurance legitimate? 10/29/09 [Last modified: Thursday, October 29, 2009 11:27am]
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