There's an e-mail circulating that says it's from the Federal Deposit Insurance Corp., urging consumers to check their bank deposit insurance. Is this legitimate?
No. The e-mail is bogus. The FDIC issued an alert this week to warn consumers about the e-mail because it does not send unsolicited e-mails to consumers.
The fake e-mail states in the subject line: "check your Bank Deposit Insurance Coverage." The message says, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."
For more information about the FDIC's alert, visit www.fdic.gov/consumers/consumer/alerts/index.html.