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Daily Q&A: What can I do when my COBRA health insurance coverage runs out?

If my COBRA health insurance coverage runs out while I'm still unemployed, what kind of options are there for me and my family?

There are some options for Floridians who might see their COBRA benefits expire (in particular since concern about federal spending might prevent Congress from extending coverage).

• Check the Healthy Kids Program for your uninsured children. The state Department of Financial Services says, "the program serves as a source of funds by collecting local, state, federal, and family money to pay premiums to commercial health insurers who underwrite the risk. Families who would otherwise be unable to afford the desired coverage can obtain it while paying only a portion of the premium. Coverage can insure services ranging from preventive care to major surgery. You may apply online at www.healthykids.org or call them toll free at 1-888-540-5437."

• Visit the Agency for Health Care Administrations website at FloridaHealthFinder.gov. Uninsured individuals can view an extensive list of resources for medical help compiled by the Agency for Health Care Administration.

For additional questions about health insurance you may call the financial services consumer Helpline at 1-877-693-5236.

Question for the Consumer's Edge? Send it to ipenn@sptimes.com or twitter.com/consumers_edge. Questions are answered only in this daily feature.

Daily Q&A: What can I do when my COBRA health insurance coverage runs out? 09/15/10 [Last modified: Wednesday, September 15, 2010 6:43pm]
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