WIN FINANCIAL SERVICES: Independent Financial Services in Land O'Lakes announces the 2014 Balancing Your Financial Future contest. One local person or family will win a complete financial plan, valued at $1,500, to help decide ways to meet your short- and long-term financial goals. There are no financial qualifications for the contest. The contest is open to Hillsborough, Pasco, Pinellas and Polk county residents. Entrants must write a statement of 300 words or less about why they should win, and "Like" the Independent Financial Services Facebook page. Those working with a financial planner cannot enter. The contest form is available at independentfinancialservices.net. The deadline to enter is Jan. 15. For information, call (813) 908-2701.
VOLUNTEERS NEEDED: SCORE Chapter 439 is looking for volunteers to put their business skills to work helping local businesses. SCORE mentors donate their time and talent to small businesses. For details, visit score439.org and click on "Volunteer."
DOCTOR LECTURES IN GEORGIA: Dr. David Kimmel from the Florida Center for Laser Dentistry in Bayonet Point, recently returned from Atlanta where he lectured and provided hands-on instruction on the advanced placement of Botox/Xeomin for facial fillers and myofascial pain. More than 200 doctors and dentists attended.
Kimmel has been practicing in Bayonet Point for 23 years and has been utilizing laser dentistry for 10 years.
For information, call (727) 862-8513.
SMALL-BUSINESS CONSULTATIONS: Free consultations for small businesses and entrepreneurs are available by appointment from 9 to 11 a.m. on the second and fourth Tuesdays of each month in the Greater Zephyrhills Chamber of Commerce conference room, 38550 Fifth Ave.
For information or to schedule an appointment, call toll-free 1-888-929-2221.
CHAMBER RIBBON-CUTTINGS:The Greater Zephyrhills Chamber of Commerce will have a ribbon-cutting for Hobby Lobby at 9 a.m. Monday, at 7333 Gall Blvd., Zephyrhills. A grand opening celebration will be held from 9 a.m to 9 p.m. Call (813) 782-1913.
The West Pasco Chamber of Commerce will have two ribbon-cuttings this week.
• Tampa Bay Tax Pros, 5328 Trouble CreekRoad, New Port Richey, 11:30 a.m. Wednesday.
• Christian Secure Ministries, 5609 U.S. 19, Suite J, New Port Richey, 11:30 a.m. Thursday.
For information, call the chamber at (727) 842-7651.
AMBASSADORS LUNCHEON: The Greater Zephyrhills Chamber of Commerce will have its monthly Ambassador's Luncheon at noon Tuesday at the chamber's office, 38550 5th Ave., Zephyrhills. The event is sponsored by CF Industries. Contact Pat at (813) 782-1913.
PIGZ IN Z'HILLS BBQ & BLUES: The Greater Zephyrhills Chamber of Commerce's fourth annual Pigz in Z'Hills BBQ & Blues Fest will be from 10 a.m. to 6 p.m. Jan. 18 at the Zephyrhills Municipal Airport, 39450 South Ave., Zephyrhills. The event will include a barbecue, blues music, kids' zone, car/motorcycle show, business expo and aviation displays/WWII museum. Headliner blues bands include Ellie Lee & Blues Fury, the Charlie Morris Band, and the Selwyn Birchwood Band.
Guests are invited to bring a lawn chair. No pets allowed. For information, visit zephyrhillschamber.org or call (813) 782-1913.
ARE YOU FINANCIALLY FIT?: Cooper Financial Services will offer a Financial Fitness Checkup from 5:30 to 7:30 p.m. Tuesday and Wednesday at the Hampton Inn & Suites, 2740 Cypress Ridge Blvd., Wesley Chapel.
The event is free and open to the public. Christine B. Cooper, president of Cooper Financial Services in Land O'Lakes, will present the educational seminar with Kelly Mothershead, owner of A Focus on Fitness. Light refreshments/snacks available. To RSVP, call (813) 996-6100 or email firstname.lastname@example.org. For information, call (813) 996-3908.
SMALL BUSINESS SEMINARS: SCORE Chapter 439 is presenting a series of free seminars. To register and for additional information, visit score439.org and click on the Local Workshops tab, or call the SCORE office at (727) 842-4638.
• "How to really start your own business," 5:30 to 7:30 p.m. Tuesday, Centennial Park Branch Library, 5730 Moog Road, Holiday.
• "Advanced QuickBooks," 5:30 to 7:30 p.m. Jan. 14, Hudson Regional Library, 8012 Library Road, Hudson.
• "How to really start your own business," 5 to 6:45 p.m. Jan. 14, Lykes Memorial Library, main branch, 238 Howell Ave., Brooksville.
• "Creating a business plan," 5:30 to 7:30 p.m. Jan. 15, South Holiday Branch Library, 4649 Mile Stretch Drive, Holiday.
• "How to use the Internet in your business," 5:30 to 7:30 p.m. Jan. 16, Regency Park Library, 9701 Little Road, New Port Richey.
If you have business announcements you would like to share, mail the details to Jean Hayes, Business Digest, Pasco Times, 11321 U.S. 19, Port Richey, FL 34668. You may also email items to email@example.com or fax them to (352) 754-6133. Submitted items may be edited for length and clarity. Photos are published as space permits; they will not be returned.