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How to choose a credit card

Not all credit cards are the same. Interest rate and fee structures can vary from one issuer to another.

A consumer or a business owner should shop carefully before applying for a credit card, especially a first-time credit card.

A number of websites focus on how to choose and use a credit card.

Here are just a few for consumers to visit and then make their decision:

Bankrate.com: Spotlights choosing a cash-back credit card.

Visit tinyurl.com/4ochq3m.

CreditCards.com: Covers six topics a consumer should consider when choosing a credit card.

Visit tinyurl.com/b5fklmt.

Federal Reserve: Provide an array of facts about credit cards, including understanding a credit card offer, your statement, interest rates and more.

Visit federalreserve.gov/ creditcard.

U.S. Small Business Administration: Discusses six considerations for a small business looking to obtain a business credit card.

Visit tinyurl.com/ak5r55j.

How to choose a credit card 02/24/13 [Last modified: Sunday, February 24, 2013 9:31pm]

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