Make us your home page

Money Questions: Online banking not for everyone

We asked

Do you use online

banking? What's been

your experience?

Online banking is great. I balance my checking account weekly instead of monthly and have not received a paper statement in over four years. We have all of our utilities, insurance premiums and other monthly payments automatically deducted from our checking, and all of our income is direct deposit. I can always print a canceled check if one is in question rather than pay extra to have checks returned.

Carol VanDenBerg, Brooksville

I much prefer face-to-face personal contact — guess it's called 'service'!

Jack Keefe, St. Petersburg

It's the best thing I've done in a long time. I combine it with Quicken. My checkbooks and debit cards are always in balance with no work or time spent.

David Kelly, Sun City

I have actually switched banks in order to do business with an institution that offered more comprehensive online services.

Chas. Lehnert, Riverview

I have been using online banking for six years now, and my experience has been wonderful. It is convenient, fast and saves both postage and gas (many fewer trips to the bank).

Jim Bedard, Palm Harbor

No! I'm from the old school. I don't trust online banking or the snoops that might get at my transactions.

Bob Bucklin, Zephyrhills

I use online banking all the time. I have been pleased with the results and the way I can see my checkbook balance at all times.

Rose Marie Plante, Clearwater

Online banking has freed us to travel more widely. We have our bank, money market and brokerage accounts linked so that we can manage our cash wherever we are. Paying bills from overseas is a joy instead of a chore.

Tom Wood, Ocala

You asked

We have just received by direct deposit an income stimulus rebate of $600. We filed a joint return with valid Social Security numbers showing that we both had tax liabilities. I thought that we should have received $1,200, according to our filing status.

In order to receive more than $600, you needed to have a 2007 tax liability of more than $600. The stimulus payment for a couple qualifying for a rebate (but without qualifying children) is your tax liability with a minimum of $600 and a maximum of $1,200. For a single person (no children), it's your tax liability with a minimum of $300 and a maximum of $600.

Some rebates also are less than expected because of back tax debts or other obligations. Anything that would cause the IRS to confiscate your refund also would apply to the rebate check.

Next week's question

How are you spending your income tax stimulus rebate?

To ask a question, make a comment or answer the Money Question of Week, e-mail or write Helen Huntley, PO Box 1121, St. Petersburg, FL 33731. Visit her MoneyTalk blog ( for more money information.

Money Questions: Online banking not for everyone 05/24/08 [Last modified: Saturday, May 24, 2008 4:39am]
Photo reprints | Article reprints

© 2017 Tampa Bay Times


Join the discussion: Click to view comments, add yours

  1. As Dow hits new high, Raymond James Financial reports record financial gains


    On the same day that the Dow closed at new highs, investment firm Raymond James Financial reported record revenues and earnings for its fiscal third quarter that ended June 30.

    Raymond James Financial CEO Paul Reilly unveiled record quarterly revenues and earnings for the St. Petersburg-based investment firm. [Courtesy of Raymond James Financial]
  2. Florida GDP growth in first quarter 2017 ranks 21st among states, still outpacing U.S.

    Economic Development

    Florida's gross domestic product or GDP rose 1.4 percent in the first quarter, slightly faster than the nation's growth of 1.2 percent and placing Florida 21st among the states for growth rates, according to the U.S. Bureau of Economic Analysis.

    Not too hot. Not too cold.

    These Jackson Square Townhomes began hitting the west Hillsborough County market late last year and continued to be sold into the first quarter of 2017. The real estate sector was the biggest driver of Florida's gross domestic product, which rose 1.4 percent in the first quartrer of 2017.  [JAMES BORCHUCK   |   Times]
  3. A new app will help you find your favorite Tampa Bay food trucks

    Food & Dining

    What's new: Food tech

    Local food businesses are embracing new technologies and partnerships to bring us extra deliciousness.

    Michael Blasco of Tampa Bay Food Trucks says that everyone always asked about an app to help find their favorite food trucks. There is, available for iPhones and Droids.
  4. Another Pinellas foreclosure auction fools bidders, raises questions

    Real Estate

    For the second time in six weeks, a company connected to lawyer Roy C. Skelton stood poised to profit from a Pinellas County foreclosure auction that confused even experienced real estate investors.

    A Palm Harbor company bid  $112,300 for  this Largo townhome at a foreclosure auction July 21 not realizing the auction involved a second mortgage, connected to lawyer and  real estate investor Roy Skelton -- and that the bank could still foreclose on the  first mortgage.
  5. Clearwater-based USAmeriBank acquired by New Jersey bank in $816 million deal


    CLEARWATER — USAmeriBancorp, Inc., based in Clearwater, is being acquired by New Jersey's Valley National Bancorp in an $816 million deal, it was announced today.

    Joe Chillura, CEO of USAmeribank, shown inside a branch in Ybor City in this file photo.