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Young entrepreneur helps homeowners with loan modification

Stephfan Nurse created Consumer Education 
to help people hang on to their homes.

Courtesy of Stephfan Nurse

Stephfan Nurse created Consumer Education to help people hang on to their homes.

TEMPLE TERRACE — Young entrepreneur Stephfan Nurse says he has a knack for helping startup businesses reach the next level.

So he hopes it's just a matter of time until his current venture, a Web-based program to help homeowners through the loan modification process, takes off.

Nurse, 24, who lives in Temple Terrace, said he started his first business at the age of 9: creating and selling comic books to classmates. A single copy might have sold for a nickel; a monthly subscription was a quarter.

In high school, Nurse spent most of his free time playing video games online and eventually decided to create his own. He presold copies to classmates.

He admits he was mostly a middling student in grade school, the kind who studied for tests an hour before the exam and was satisfied with a C. But everything changed for the Blake High School graduate when he turned 18 and began attending Hillsborough Community College.

"I looked at it from a perspective as, 'Okay, it's time to get serious now,' " he said.

Not only did Nurse become an honor roll student, but when a college professor mentioned owning a tax firm, Nurse volunteered to help.

He says he immersed himself in tax preparation procedures and helped grow the business by helping companies apply for a certain type of credit.

This year Nurse launched Consumer Education, a software program that walks homeowners through the process of gathering and submitting loan modification documents to lenders. Through the website,, home-owners can find out for free if they prequalify for a modification before purchasing the software for $197.

Private detective Frank Coto said he reached out to Nurse for help saving his Valrico home. He and his wife used the program and got their loan modified. A lower interest rate saves them hundreds of dollars each month, Coto said.

"The software makes it a lot easier for people who don't have a lot of know-how," he said.

Tia Mitchell can be reached at or (813) 226-3405.

Young entrepreneur helps homeowners with loan modification 12/29/11 [Last modified: Thursday, December 29, 2011 4:00pm]
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