Protect yourself from scams
Government officials, consumer advocates and ardent Obamacare critics have at least one thing in common: They all say they are concerned about people falling prey to insurance-related scams. Here are some tips recommended by Consumers Union:
• Don't pay anyone for help getting health insurance. "Navigators" and other marketplace assisters should be free.
• Ask for proof of certification as a navigator.
• Don't respond to unsolicited pitches or calls. Refuse to provide any personal information.
• Only use the official marketplace website or phone number.
• Always be skeptical of high-pressure tactics. Hang up if someone calls you unsolicited. Close the door or walk away if you're approached by someone asking for money to help you enroll.