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Stand-alone Medicare drug plans

What's in this chart

Premium: The monthly charge for this drug plan. This is in addition to Medicare's monthly Part B premium.

Annual deductible: What you pay out of pocket before coverage begins.

Generics in the gap: Whether a company covers generic drugs in the coverage gap, which begins when drug costs hit $2,850 for the year and ends when your out-of-pocket expenses hit $4,550.

Rating: Medicare rates plans from 1 to 5 stars, based on customer satisfaction and certain health measures. The top rating is five. Plans that have received a low rating three years in a row earn a "warning" symbol.

What's not in this chart

Medicare health costs: Drug plans are for people on original Medicare, who also have expenses for doctor, hospitals and, sometimes, supplement plans. People with higher incomes may also pay higher Part B premiums.

Total drug costs: Out-of-pocket costs can vary widely depending on which drugs you use. For an estimated total cost of different plans, enter your specific drugs into Medicare's online Plan Finder and search for drug plans.

Plan Monthly premium Annual deductible Generics in gap? Rating
AARP MedicareRx Enhanced
Contact: 1-800-842-6509
$98.90 $0 Some, and some brands 3.5
AARP MedicareRX Preferred $46.10 $0 No 3.5
AARP MedicareRx Saver Plus $21 $310 No 3.5
Aetna CVS/pharmacy
Contact: 1-800-642-0013
$75 $310 No 3
Aetna Medicare Rx Premier $119.60 $0 Few 3
BlueMedicare Rx-Option 1
Contact: 1-877-465-1125
$47.90 $0 No 3
BlueMedicare Rx-Option 2 $174.70 $0 Many 3
Cigna Medicare Rx Secure
Contact: 1-800-735-1459
$59.10 $310 No 3
Cigna Medicare Rx Secure-Max $121.60 $0 Many, and some brands 3
Cigna Medicare Rx Secure-Xtra $58.60 $0 No 3
Cigna-HealthSpring Rx-Reg 11 $75.80 $310 No Warning
Envision Rx Plus Silver
Contact: 1-866-250-2005
$66.30 $310 No 2.5
Express Scripts Medicare-Choice
Contact: 1-866-544-3794
$78.80 $0 No 3.5
Express Scripts Medicare-Value $68.70 $310 No 3.5
First Health Part D Essentials
Contact: 1-855-893-4696
$60.60 $310 No 3.5
First Health Part D Premier Plus $97.80 $0 Some, and some brands 4
First Health Part D Value Plus $51.20 $0 No 3.5
Health First Basic
Contact: 1-855-737-4347
$69.40 $310 No 3
HealthMarkets Value Rx
Contact: 1-888-625-5531
$30.30 $310 No Not available
Humana Enhanced
Contact: 1-800-336-6764
$49.50 $0 Few brands 3.5
Humana Preferred Rx $21.80 $310 No 3.5
Humana Walmart Rx $12.60 $310 No 3.5
MedicareRx Rewards Plus
Contact: 1-866-892-5334
$81.50 $0 Some Warning
MedicareRx Rewards Standard $51.10 $310* No Warning
United American Enhanced
Contact: 1-877-577-3874
$71.20 $80 No 2.5
United American Select $36.60 $310 No 2.5
WellCare Classic
Contact: 1-866-765-4390
$22.40 $0 No 3
WellCare Extra $45.90 $0 No 3

Note: Transamerica's MedicareRX plans were listed as available in Florida but with no details at press time.

* No deductible on Tier 1 drugs

Source: Centers for Medicare and Medicaid Services

Stand-alone Medicare drug plans 10/19/13 [Last modified: Thursday, October 24, 2013 1:16pm]

    

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