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New financial realities make some divorces more difficult

By Leonora LaPeter Anton, Times Staff Writer
In print: Sunday, November 16, 2008


Emily and Keith Thompson are divorcing but live in the same apartment, with their kids Camron and Anthony. “We’re still friends,” Keith said. “We’re here for the kids.”
Emily and Keith Thompson are divorcing but live in the same apartment, with their kids Camron and Anthony. “We’re still friends,” Keith said. “We’re here for the kids.”
[CHRIS ZUPPA | Times]
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ST. PETERSBURG — During the Great Depression, newspaper editorials hailed the era's silver lining: at least divorce rates were going down.

What historians now know is that many divorced couples stayed together because they couldn't afford to separate. One couple even hung a clothes wire down the middle of the house, threw some blankets over it and went about their lives.

It is unclear if today's tanking economy is having that kind of impact. The U.S. divorce rate has been declining for 30 years — from a high of 23 divorces for every 1,000 married couples in 1979 to 16 divorces per 1,000 married couples now.

But lawyers, judges and private investigators say collapsing finances are driving couples who choose to part ways into unorthodox arrangements.

Foreclosure. Short sale. Bankruptcy. These have become the latest buzz words in divorce court. Some couples are struggling so badly, they're splitting up but maintaining a single household.

"We're together but we're not in a relationship," said Emily Thompson, 24, who is divorcing her husband, Keith. "It's pretty much like roommates and we have kids together. It's a business relationship."

In divorce court last week, her lawyer, Carin Constantine, tried to explain Emily's economic reality to Circuit Judge John Lenderman.

"Judge, they both earn less than minimum wage and they're currently living together," she said. "They moved back in together because of economic conditions. It's a little unusual."

"It's not unusual actually," Lenderman replied.

• • •

Once a month, Judge Lenderman checks on the divorcing couples on his docket to troubleshoot any problems that could keep cases from moving smoothly.

These days though, many are held up by issues beyond his control. More than a third of his cases are stalled because homes can't be sold or are in foreclosure.

Wives ask him to force husbands to buy them out of the house, or vice versa. Lenderman can't. He can only split up the debt.

"One of the things I do is divide up property," Lenderman said. "How do I divide up a house that's in foreclosure?"

Inside his courtroom last week, a lawyer for a 49-year-old Honeywell manager informed Lenderman that his client and her husband could not agree on how to settle their property and were contemplating a joint bankruptcy. A truck parts business was dissolving and they owed thousands of dollars on two properties.

"The parents are still under the same roof," said Robert J. Finck, the wife's attorney.

Lenderman sent the couple to mediation and told them to come back after they had been to bankruptcy court.

Lawyers for another couple reported they had sold their Treasure Island home for $100,000 less than the $575,000 mortgage in a short sale approved by the bank.

Their lives had changed drastically since the inception of the divorce. His marketing companies were now bringing in $3,000 a month, compared with $12,000 before. She had gone from being a stay-at-home mother of two young children to working as a waitress at Hooters earning $3.77 an hour plus tips.

Still, the short sale meant the divorce could move forward.

• • •

Stephanie Coontz, author of Marriage, A History: How Love Conquered Marriage, has researched the state of marriage during the Great Depression. In 1980, she spoke with an elderly woman who had continued to live with her husband in a house divided by a clothesline even though their marriage was over.

Neither had a job, but they owned their house outright.

"We just tried to live in our own part of the house and not bother each other none," the wife would tell Coontz. "We ate together because I had always been the cook, and he had this part-time job that sometimes paid him off in produce or eggs, so it was just like a business deal. ... But we couldn't raise enough money for either of us to move and we lived like that for almost a year. It was awful."

Emily Thompson could be her present-day counterpart.

She and her husband, Keith, have no house, no Rolexes, no Porsches to divide up like some of the couples before Lenderman.

The couple had gotten up that morning and taken their two boys, ages 3 and 4, to day care before heading to the Pinellas County Courthouse in their 1994 Lincoln Town Car.

Originally, they lived apart for a few months after she decided she wanted a divorce.

But they soon realized they would never be able to keep separate households with her job in a uniform receiving department and his as a construction laborer. As their finances closed in on them, they opted for a single $650 a month apartment in Largo. In the courtroom, they parted ways, Emily sitting by her lawyer's side, and Keith, 31, sitting two rows behind. He had no lawyer by his side. His choice.

Their single household situation makes it hard for Emily's lawyer, Constantine. Who is the primary parent when they're living together?

"Basically, they're living as an intact family and trying to get divorced and it's really hard," the lawyer said.

In court, Keith Thompson couldn't understand why his wife was asking for child support if he's splitting the bills with her.

"I've been here since day one for my kids," he told the judge, his voice breaking. "I haven't turned my back. I'm not here to fight over who gets what, and if she wants the divorce, that's cool. But why do I have to pay for having my kids?"

Lenderman set the case for a hearing to discuss it.

Then the couple walked out of the courthouse together and got lunch at a taco restaurant.

• • •

Divorce lawyers and judges report dozens of couples like the Thompsons, filing for divorce while continuing to live together.

"We're having to do things in divorces that are traditionally not done because the parties are still living together," said Constantine, the lawyer. "I just had a case where the judge ordered Mom to one bedroom and Dad to another bedroom and they each have their own bathroom and they split the kitchen."

Natalie Brotman, 46, lived with her husband for eight months in their St. Petersburg condo after he filed for divorce.

"I was on one end of the house and he was on the other," Brotman said. "No words were said. He slept in the master bedroom and I slept on the other side of the house. I mean, we were two people who couldn't even be friends. It wasn't even like roommates. It was like he was a stranger."

A downside of this new reality: the kids.

"The danger here is that people will have deteriorating relationships and not be able to afford to separate, and that's worse for the kids than a clean break," said Coontz, who is also professor of history and family studies at the Evergreen State College in Olympia, Wash.

In one case now in Pinellas divorce court, the mother of a 5-year-old accused her husband in court documents of smoking marijuana and domestic violence in front of the child — all while living under the same roof. In court a few weeks later, she dropped the domestic violence accusation and they continued to list the same home address.

Times researchers Will Gorham and Carolyn Edds contributed to this report. Leonora LaPeter Anton can be reached at lapeter@sptimes.com or (727) 893-8640.


By the numbers

4,937 Number of divorces filed in Pinellas County in 2001-2002

4,016 Number of divorces filed in Pinellas County in 2007-2008

6,247 Number of divorces filed in Hillsborough County in 2003

6,590 Number of divorces filed in Hillsborough County in 2007

by the numbers

In Pinellas

4,937 Divorces filed in 2001-2002

4,016 Divorces filed in 2007-2008

In Hillsborough

6,247 Divorces filed in 2003

6,590 Divorces filed in 2007


[Last modified: Nov 18, 2008 03:54 PM]



Comments on this article
by mike Nov 18, 2008 3:54 PM
I know soepne that is going to get divorced if Obama raises taxes. Both he and his wife, together, would have their taxes raised significantly. Apart, they are not raised at all. Now that's smart.
by BettyBoop Nov 18, 2008 3:47 PM
"Rich people have divorces, tattoos, and pets and no one disses them." Who are you kidding? Everyone's fair game today!
by Ed Nov 18, 2008 2:16 PM
Funny how these gals always get 50% of the assets when times are good, but never have to assume 50% of the debt when things ain't so rosy.
by BrooklyBoy Nov 18, 2008 1:58 PM
It's WAY to easy to start the divorce process and get the courts to recognize it. It is financially impossible to end the divorce with all of the excess litigation. Ch 61 of the Florida Statutes has 95 sub-chapters related to divorce. end ch 61.
by Steve Nov 17, 2008 5:17 PM
"It's a business relationship." Ah, so this is the sanctity the Christian crazies were trying to protect. And, hey SPT where's the article about how hard it is to be a gay couple in this economy WITHOUT all the benefits of marriage? I'm waiting.
by Tracy Nov 17, 2008 4:14 PM
I didn't even see that it said they have a puppy, how did that come up, and regardless, Puppy or not, if there marriage doesn't work for them, it doesn't work, who are any of us to comment on there lives and how they live it. Take a look at your own
by Chris Nov 17, 2008 2:05 PM
My ex- wanted the divorce after 11 years of marriage, I believed it our vows- he wants the divorce than he can pay for it! Including allimony, after 11 years I earned it!
by Steve Nov 16, 2008 11:56 PM
Marriage is a VERY personal decision. The Court is not involved in process to get married. WHY then is it involved in our divorce? MONEY! Checkout the $60 Billion dollar Family Attorneys make!!! Give us our Freedom of Choice!!
by Steve Nov 16, 2008 11:56 PM
My heart goes out to them in these tough times. But when you look at Family Court it is "all about taking" fueled by Family Attorneys! Why is she asking for "child support" when they live together? Could it be that her attorney encouraged it? Why?
by A Believer Nov 16, 2008 11:55 PM
PS: Two adults making less than minimum wage? Who is this lawyer kidding?
by A Believer Nov 16, 2008 11:55 PM
I'm sorry, but I thought divorcing couples needed to have "irreconcilable differences". It sure seems like these people have come to terms to save some money for themselves. Maybe there is hope for this marriage and these poor little children.
by Lee Nov 16, 2008 11:53 PM
Marriage Amendment advocates should take a look at the lack of financial incentives to stay married. I could reduce my taxes, increase opportunities to qualify for college financial aide for my kids and find other forms of aide if I divorced.
by Janet Nov 16, 2008 11:50 PM
I don't know all the circumstances but I say give it another shot.Unless abuse/drugs/cheating is going on, people need to get over their midlife crisis.I say this after 12 years of marriage and kids.Give it time,people mature.The grass is not greener
by John Nov 16, 2008 11:47 PM
No wonder why there are so many screwed up kids nowadays. America is going down the tubes.
by open minded Nov 16, 2008 11:42 PM
I agree with you John, the sanctity of marriage. What BS!!!! if 2 people love each other, so be it. Who gives a crap if they are gay or not.
by BB Nov 16, 2008 11:38 PM
It's scary to think what the kids of today, going through these tough times, are going to end up to be in 10 - 20 years.
by dad Nov 16, 2008 6:40 PM
What puppy ? The Thompsons do not have a dog. They have 2 wonderful boys, Who's father will do anything for them. I should know he is (was) my son-in law. Even good people make mistakes. As parents we pray for them every day.
by johnms Nov 16, 2008 6:37 PM
Though this arrangement is a great time and chance for both of them to pick up a PT latenight job. Quickly reduce bills, save some cash and get a seperate place. They can alternate watching the kids. I wonder what the living arrangements are?
by johnms Nov 16, 2008 6:37 PM
Just imagine it, bringing a date by and saying, "We have to be quiet, my kids, the dog and my EX are sleeping."
by johnms Nov 16, 2008 6:36 PM
These kind of arrangements must make it difficult on their personal lives. Must be a stressful, tense time, especially when dealing with things they disagree about--household, child rasing issues. Not to mention even trying to date someone again.
by Elizabeth Nov 16, 2008 6:26 PM
What ever happened to the "walk a mile in my shoes" concept? Apparently poor people should be forced to stay in horrible marriages. This is not a moral issue, it's an economic one. Rich people have divorces, tattoos, and pets and no one disses them.
by L Nov 16, 2008 5:58 PM
Leave that poor couple alone.So what if they got a dog. You don.t know the circumstances of that and how many of us do things to make our kids happy when we can't afford to. Lay off! And good luck to this family. My thoughts are with you.
by AJ Nov 16, 2008 5:50 PM
They got a puppy? Why? You know, it's always the animals that suffer.
by john Nov 16, 2008 10:52 AM
My wifes drunken daughter just finished with her teaching degree when she got knocked up and fired for being drunk in the classroom. She got married and was living in a boarding house. Talk about being stupid. You should have a license to breed.
by shigty Nov 16, 2008 10:52 AM
Why do people bring politics into something like this? People need to learn about commitement and learn about their finances first before they have children.
by MJ Nov 16, 2008 10:52 AM
Three cheers for the "Sanctity" of marriage....one man and one woman.
by BettyBoop Nov 16, 2008 10:52 AM
Some have difficulty grasping the concept of "need vs. want." A 12-week-old puppy, for pete's sake! One more complication in their lives -- just what they need. There's the rub!!
by Terri Nov 16, 2008 10:51 AM
I cannot believe John found a way to blame Divorce on Bush.
by mike vick Nov 16, 2008 10:50 AM
I would like to add something to my earlier comments. I would stop all governmental Justice of the Peace weddings and triple the fee for a wedding license after mandated requirements I established earlier are met.
by Heather Nov 16, 2008 10:50 AM
Go to a Retrouvaille retreat if your marriage is in trouble. It saved my marriage!
by Sue Nov 16, 2008 10:50 AM
Why get a puppy when you are financially restricted? How much more are they wasting?
by Married for Life Nov 16, 2008 10:49 AM
I am confused. Are these people mainly divorcing so they can see other people? Divorcing isnt going to bring in more money! How sad that they cant work thru this. Marriage is forever! Remember your vows? For sicker or poorer!
by C Nov 16, 2008 10:49 AM
It's all about the 'instant gratificaition' nowadays that people feel entitled to. Starter marriages are fine, but go into them knowing that you may end up in one of these "non-divorces". Some marriages just cannot be "worked thru".
by Sim Nov 16, 2008 12:42 AM
Society needs to re-learn the concept of commitment. That and quit getting pregnant before marriage. These folks should be working through their marriage.
by KK Nov 16, 2008 12:01 AM
How sad. All this nonsense people allow to come between them brings tears to my eyes. Maybe that's why I never got married. Forget the economy, people need to 'find' themselves before they commit themselves to another human and have children.
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