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Bridge loans would help keep people in their homes

Protecting drunk cops Dan DeWitt column, April 5

Police protect each fellow police

Right on the mark again, Dan DeWitt.

Sadly, he will probably get lots of tickets now.

May the pretend force be with him as the police force is apparently only interested in looking out for themselves and each other.

Doug Adams, Spring Hill

Bridge home loan may work better

This new program to fix up abandoned foreclosed property, as presented by the St. Petersburg Times, sounds great. The conceptual idea is okay, but in my opinion it cannot put the majority of low-income people into homes as advertised. It cannot do anything for the majority of people, average Americans, ordinary working, low-income types, types making $42,000 a year or less who are being foreclosed on, being evicted or already on the street.

The people put out of those homes could not afford them because of any number of factors, and not just coveting or mismanagement of money. They may have tried to stay and work it out, but the banks said no.

So, they are now non-creditworthy and out on the street with nowhere to turn or go. Their neighbors won't rent to them? The church they attend won't help? Give me a break.

Local government intends to fix the rundown homes with government money — yours and mine — so those that have will maintain their home values and the local government can maintain their tax dollars in those homes and retrieve the tax dollars in these fixed-up homes. Hey, no problem with that aspect. However, it all hinges on being able to sell it to someone who can qualify. Well, let's ask just who might that be?

Perhaps a better plan would be if they could keep some in their homes with a modest bridge loan working with our friendly local bankers who have all sorts of no-interest money to lend. That hasn't and won't happen.

Robert Melaccio Sr., Spring Hill

Can you spare a dime online? article, April 2

Try selling some belongings first

Do you really believe people should feel sorry for you? As you state, you know other people are going through hard times.

The thing that got me the most is your gall in hoping to reach $100,000. Are you serious? You get Social Security of $1,900 a month. I get a little over $400 a month. You say you have a house filled with antiques. Here's a thought — sell them.

I've had to sell off some of my belongings in order to survive. I can't even fix the house I own. I need windows, a new front door, my kitchen is outdated and other things I could mention. I wish someone could help me, but in reality, it isn't going to happen.

So good luck on begging for money. Let us all know how things work out, so maybe we can do the same.

Dorothy Rockwell, Spring Hill

Do a good deed and volunteer

These days, with all the worries of modern life, it seems like everyone is looking for something to be happy about. For those seeking a way to brighten their worlds, make new friends, promote their careers and positively contribute to their communities during these difficult times, I have one simple suggestion: turn off the television and get out and volunteer! Volunteering has never been more important than it is today as our nation experiences great needs and economic difficulties.

Volunteers have the ability to change the lives of those around them. Whether they are improving the environment, coaching youth sports, providing respite care for the elderly, mentoring students, or assisting with disaster response and recovery, volunteers strengthen entire communities while improving the quality of life for everyone.

I can personally tell you from the many years I have spent as a volunteer for local organizations that volunteering also provides a multitude of benefits for the volunteer. Volunteers gain as much as those they are helping, meeting new people who share common interests; gaining skills that can be transferred to the work environment; and experiencing improved health, happiness and self-esteem.

Gov. Charlie Crist and the Florida Cabinet have declared April 2009 to be Florida Volunteer Month. In April, Floridians have a special reason to contact United Way of Hernando County's Volunteer Hernando, local schools, community or faith-based organizations, or environmental causes to offer their time as a volunteer.

For those looking for a place to start, visit United Way's Web site,, and complete the volunteer application under Volunteer Hernando.

Please give the gift of your time and talents to help change lives and strengthen our community. You won't be sorry you did.

Kathy Jones,

executive director,

United Way of Hernando County

Bridge loans would help keep people in their homes 04/12/09 [Last modified: Sunday, April 12, 2009 4:02pm]
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