Business as usual with real estate?
Rhetorically, one might ask: a
Are we back to business as usual, as it was before the bust of 2006? In my opinion, the same practices that brought on this mortgage fiasco are still being applied today.
Do you need a real-life example? Okay, a neighbor's home was foreclosed upon. The owner is out and the house sold. Now think about this. The bank, as it has been printed in the press, gets a multiple year business loss tax write-off and the home was sold at auction for $31,000 (after considerable improvements by the prior owner). That home now has a flip-it sign on the lawn of $69,900.
Are the haves making money all the way around once again or did we forget?
Well, the bank did okay and most likely will finance the new buyer. The buyer stole it, the title company got paid, the Realtor, and, of course, the lawyers and, yes, Hernando County has a house on the tax rolls. Everyone made money and it really was a steal. One could say they, our fellow neighbors, are only doing their job. They can say, if I didn't someone else will.
To you who want to buy low, perhaps that deal just might not be quite the deal you think it is. Just ask the nearly 15 percent unemployed. Ask those on the street. Ask those in bankruptcy. Yes, and many still vote the same ones into office and praise their good works.
Sadly, many allow it and believe all is getting better and that help is on the way. Yes, but help for whom?
Robert Melaccio Sr., Spring Hill
Another raucous, spoiled holiday
This recent New Year's Eve was a torturous event for my wife and myself because our neighbor was celebrating the oncoming event.
For hours, we were subjected to loud music, screaming and yelling, and, of course, the magical tour de force of fireworks. After rockets and Roman candles exploded over my house for hour after hour, the event finally ended somewhere in the early hours of morning.
Once again, another holiday endured.
James Caputo, Spring Hill
Soaking the high earners is unfair
Too few have too much. The complaint is that the top 10 percent have 71 percent of the income. The statistic that is neglected, maybe on purpose, is that the top 1 percent of tax returns paid more in taxes than the bottom 95 percent of tax returns. (Statistics are from the Tax Foundation). I am part of that 95 percent. Remember, the government has no money. This 1 percent's taxes are paying for services like Social Security, Medicare, Medicaid etc., enjoyed by low-income earners.
What is the point? Is a recent letter writer not getting enough of someone else's money? Did they get it illegally, unfairly? Should we protest and punish high earners more? Insurance companies make 2 percent profit, Microsoft makes 20 percent. Shouldn't they be the object of complaint?
The writer seems jealous on a macro level. Let's bring it down to a micro level, where he wins millions in the lottery and now he is part of the 10 percent in his neighborhood. Would he immediately distribute it fairly among his neighbors?
While great on paper, socialism is a lowest common denominator system dragging everyone down to the worst level of performance. Let's not become Russia.
Bob Jillings, Brooksville
Child's generosity is holiday blessing
On Dec. 19, my wife, 9-year-old granddaughter and myself attended the 4 p.m. services at St. Anthony Catholic Church in Brooksville. After Mass, we stopped in the Brooksville Publix where Dallas, my granddaughter, found a $20 bill on the floor. As there was nobody in the immediate area, she told her grandma that she wanted to put it into the Salvation Army kettle outside the store. They both came out to discuss it with me as I was waiting in our car.
Needless to say, I watched her go back and put it in the kettle. This made my Christmas and I feel that I have to share this act with the world. I am so proud to be her grandfather and I'm sure her mom is bursting with joy looking down on Dallas from heaven. There is nothing that I could receive this Christmas that could approach what transpired that Saturday evening.
Father Morley, her pastor, Bud Palmer, her tai kwon do instructor and her Pine Grove Elementary teachers should be extremely proud of what they must be getting through to our children.
Philip Strmensky, Brooksville
Thank you, angels at Target
Angels really do exist. They were in the Target parking lot on U.S. 19 recently.
I left the lot after shopping at Target and drove about five miles before realizing I left my purse in a shopping cart in the parking lot. Totally panic stricken, I raced back but both the cart and my purse were gone. My life was in that purse — more than $500 in cash, my debit card, all my credit cards, my checkbook, license, house keys, cell phone.
But imagine my good fortune. A wonderful couple found me, told me they found my pocketbook and gave it to deputies nearby. These two angels calmed me down and took me to the deputies, who returned my bag completely intact. Not a penny missing.
In my panic and relief, I forgot to take the couple's name and did not properly thank them for saving me and my sanity.
Debbie Grech, Spring Hill
Remind children of traffic rules
I felt bad when I read the article about two children who were hit by a car while walking in the road.
According to the article, the children were "walking with the flow of traffic." I don't know if it has changed or not, but when I was younger we were always taught that if walking you always walked facing the traffic and when riding a bicycle you always rode with the flow of traffic.
If the rules are still the same it might be a good idea for the newspapers and the schools to stress this point to everyone.
Edward L. Shumaker, Spring Hill
Let's put bridges on top of the list
I would think repairing and upgrading existing infrastructure would be first priority and bridges should be right up there on top of the list. After all, do we really need to add additional lanes to our roadways?
Supposedly, 58,000 people moved out of Florida last year. That being the case, why widen our existing roads to accommodate more automobile traffic if people are leaving in droves? I really do like our newly paved shoulders that allow for safer bicycling. I think our planners are headed in the right direction by adding these 4-foot expanses to our existing roadways.
We could use many more miles of them, just as was proposed by the Coastal Hernando Initiatives Project. But first we'll need to widen our existing bridges. There's not much sense in building bicycle lanes along a roadway just to end at a bridge.
J. Daniel, Spring Hill