MEDICARE 2018
Medicare D: Stand-alone Drug Plans

What’s in this chart

Monthly premium: The monthly charge for this drug plan. This is in addition to Medicare’s monthly Part B premium.

Annual deductible: What you pay out of pocket before coverage begins.

Generics in the gap: Whether a plan pays for generic drugs in the coverage gap, which begins when drug costs hit $3,750 for the year and ends when your out-of-pocket expenses reach $5,000. Some plans offer generics in the gap for select brands only.

Rating: Medicare rates plans from 1 to 5 stars, based on customer satisfaction and certain health measures. The top rating is 5.

What’s not in this chart

Medicare health costs: Drug plans are for people on Original Medicare, who also have expenses for doctors, hospitals and, sometimes, supplement plans. People with higher incomes may also pay higher Part B premiums and drug plan premiums.

Total drug costs: Out-of-pocket costs can vary widely depending on which drugs you use. For an estimated total cost of different plans, enter your specific drugs into Medicare’s online Plan Finder and search for drug plans.

PlanMonthly PremiumAnnual Deduct.Generics in Gap?Rating: Out of five stars
AARP MedicareRx Preferred
S5820-010
Contact: 1-888-867-5564
$82.40$0No4
AARP MedicareRx Saver Plus
S5921-356
$42$405No3.5
AARP MedicareRx Walgreens
S5921-383
$27.40$405*No3.5
Aetna Medicare Rx Saver
S5810-045
Contact: 1-833-828-1713
$46.70$405*No3.5
Aetna Medicare Rx Select
S5810-285
$17.70$405*Yes3.5
BlueMedicare Complete Rx
S5904-002
Contact: 1-855-601-9465
$169.40$0Yes3.5
BlueMedicare Premier Rx
S5904-001
$76.30$360*No3.5
Cigna-HealthSpring Rx Secure
S5617-053
Contact: 1-800-735-1459
$76.30$405No2
Cigna-HealthSpring Rx Secure-Extra
S5617-256
$56.70$0Yes2
EnvisionRxPlus
S7694-011
Contact: 1-888-377-1439
$117$405No3
Express Scripts Medicare-Choice
S5660-181
Contact: 1-866-544-3794
$97.20$350*Yes4
Express Scripts Medicare-Saver
S5660-227
$22.60$405*No4
Express Scripts Medicare-Value
S5660-113
$61.30$405No4
First Health Part D Value Plus
S5768-134
Contact: 1-833-828-1713
$56.30$0Yes3
Humana Enhanced
S5884-010
Contact: 1-855-795-9488
$80.50$0Yes3.5
Humana Preferred Rx Plan
S5884-105
$33.60$405No3.5
Humana Walmart Rx Plan
S5884-157
$20.40$405*No3.5
SilverScript Choice
S5601-022
Contact: 1-866-362-6212
$26.40$0No4
SilverScript Plus
S5601-023
$71.40$0Yes4
WellCare Classic
S4802-083
Contact: 1-866-484-1452
$29.50$405No2.5
WellCare Extra
S4802-108
$66$0No2.5

* This plan does not charge an annual deductible for all drugs. The annual deductible only applied to drugs on certain tiers.

Source: Centers for Medicare & Medicaid Services