OAKLAND, Calif. — The Chargers keep finding more painful ways to lose, this time botching a potential tying kick late. Facing fourth and 1, coach Mike McCoy opted for a 36-yard field goal. Mike Windt's snap was on target, but rookie punter Drew Kaser couldn't get the hold down. "You can't make this stuff up," quarterback Philip Rivers said. "You think, 'Is there any other way we can find a way to do this?' "