Lisa Rowan

The Penny Hoarder

Dear Penny is a personal finance advice column. Lisa Rowan is a personal finance writer and on-air analyst at The Penny Hoarder, and the voice behind Dear Penny. With over a decade of reporting experience, Lisa aims to offer honest, practical personal finance advice to help consumers achieve their financial goals. Lisa is a graduate of the University of Maryland and Georgetown University. She lived in Washington, D.C., for 10 years before moving to St. Petersburg in 2016.

Dear Penny: My controlling ex-husband wrecked my credit. How do I rebuild?

[Sherman Zent | The Penny Hoarder]
How to rebuild your credit after a breakup with a spouse who was not a good money manager.

Dear Penny: I need a will, but I’ll have nothing left after attorney fees

How do you plan for your little ones in your will? Dear Penny offers some advice. [Getty Images]
Dear Penny, My wife and I just had twins and have realized that we need to get a will put in place. We started searching for a lawyer and found that it could cost anywhere from..

Dear Penny: We haven’t been smart about saving for stepdaughter’s college

Dear Penny is a weekly column on money issues written by Lisa Rowan, a personal finance expert and senior writer at The Penny Hoarder. [Handout logo]
Dear Penny, My stepdaughter just started middle school. We’ve put some money away for her college education already, but very absentmindedly — checks from relatives and...

Dear Penny: I want to use my IRA to pay off debt. Is that a really bad idea?

Dear Penny is a weekly column on money issues written by Lisa Rowan, a personal finance expert and senior writer at The Penny Hoarder. [Handout logo]
Dear Penny, Im in my late 50s. I married a darling lovely man who ended up permanently disabled just five years into our marriage. We later went through bankruptcy due to his..

Dear Penny: I have a $30k inheritance and no debt. Why do I feel stuck?

Dear Penny is a weekly column on money issues written by Lisa Rowan, a personal finance expert and senior writer at The Penny Hoarder. [Handout logo]
Dear Penny, I recently received a $30,000 check from my grandparents as an early inheritance. Dont panic: Theyre both still alive. They gifted it to me for tax purposes. Ever..