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American Heritage IV

Rutenberg Housing Corp., Silverwood at Walden Lake, Plant City

SIZE: 1,634 square feet of living space _ 3 bedrooms, 2 baths, 2-car garage. A 4-bedroom model is available.

PRICE: Starts at $106,990, including land.

STANDARD FEATURES: Family room, good morning room, laundry, covered porch. Vinyl floors, nylon carpet, ceramic tiles in shower and bath walls. European-style Formica cabinets in kitchen. This model received a Grand Award in the Best in American Living Awards as "Best Affordable First-Time Buyer Home" from Professional Builder magazine and the National Association of Home Builders.

MODEL FEATURES: Washer, dryer, refrigerator, pool, skylights, intercom, fireplace entertainment wall and lighting.

ABOUT THE DEVELOPMENT: Walden Lake is a 2,000-acre community in eastern Hillsborough developed by Florida Design Communities. It offers 36 holes of golf, riding trails, a polo field, country club, pool, tennis courts, nature trails and parks.

ABOUT THE BUILDER: Marc Rutenberg builds in Pinellas, Pasco, Hernando and Hillsborough counties. This model and others are offered under the Homes for Young America financing plan: 5 percent down; first-year interest rate of 4| percent with annual adjustments of 2 percentage points and rate cap of 6 percentage points; no closing costs.

DIRECTIONS: From I-4 eastbound, take Exit 11 and bear right onto Thonotosassa Road. (The BuddyFreddy restaurant will be on your left). Turn left (east) onto Baker Street (U.S. 92), then turn right (south) onto Alexander Street (Route 39A) about a mile to Walden Lake. Models are open daily 10 a.m to 6 p.m. For more information: Call (813) 754-0551 in Plant City.

Builders who want to have a model featured in Home Review should send a floor plan and the above information to:

Home Review

At Home section, St. Petersburg Times

P.O. Box 1121

St. Petersburg, FL 33731-1121