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BANKRUPTCIES

CHAPTER 7 LIQUIDATION

Speer Head Inc., doing business as Hanks Hobby Shop, 1000 W Waters Ave., Tampa (96-09322).

CHAPTER 11

REORGANIZATION

The Advisory Inc., 13575 58th St. N, Clearwater (96-09223).

The listed businesses or individuals have filed bankruptcy petitions in U.S. Bankruptcy Court in Tampa. Under the U.S. Bankruptcy Code, Chapter 7 filings are for companies whose assets are being liquidated to pay creditors, and for individuals whose debts are being discharged; Chapter 11 is for companies or heavily indebted individuals seeking to reorganize while under bankruptcy court protection from creditors; and Chapter 13 is for individuals who are working out a repayment of debts while protected against creditors.

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