1. Archive

Children are not to be seen either in this community

The homeowners association for a townhouse community in Virginia has prohibited children from playing in the streets, the Washington Times reported.

The association claims the rule will help keep children safe and prevent them from blocking streets. But there has been a hue and cry from others, who claim the rule discriminates against families with children. The rule allows adult joggers and bicyclists to frequent the development's streets. Others question whether the rule will stand up in court.

Educate yourself about home equity loans

Anybody who owns a home gets the letters, the ones promising $10,000, $20,000 or even$40,000 worth of easy money. All you have to do is fill out the enclosed application and you can tap into the equity in your home. That's money you can use to pay off those pesky credit cards, send your child to college, buy a car and a multitude of other things. Plus, the interest on the loan may even be tax deductible. But, like most things, home equity loans can have a dark side. For one thing, if you default, your home may be in jeopardy. Here are a couple of sources for facts on home-equity loans. The Federal Trade Commission's Bureau of Consumer Protection offers information about home equity lines online at /pubs/homes/homequt.htm. Or, you can call (202) 326-3650 for information. The National Home Equity Mortgage Association also offers a booklet on home equity borrowing facts. For copies, call (800) 342-1121 or visit its Web site at