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SEMINAR TEACHES HOW TO AVOID FORECLOSURE

A free foreclosure prevention seminar will be held from 2 to 5 p.m. Feb. 16 at Richey Suncoast Theatre, 6237 Grand Blvd., New Port Richey. The presentation is sponsored by Connections Job Development, Consumer Credit Counseling,Richey Suncoast Theatre and U.S. Rep. Gus Bilirakis. This program is for you if:

- You own a home and have an adjustable rate mortgage due to reset to a higher monthly payment.

- You have had late or missed mortgage payments.

- You want to learn about credit issues so you can buy a home or refinance an existing loan.

Reserve your spot by calling Bilirakis' office at (727) 773-2871, visiting www.bilirakis.house.gov, or sending your name, telephone number and number of people attending to info@connectionspasco.org.

Class on mitigation of insurance rates is set

Pasco Hernando Insurance Professionals and Central Insurance School have scheduled a class from 6 to 8 p.m. Feb. 19 at Seven Springs Golf & Country Club, 3535 Trophy Blvd., New Port Richey. Cost: $45 members, $55 for nonmembers. Topic: Rate Mitigation, CE 1208, 2 CEs for Property & Casualty. Reservations must be made by Feb. 15. Call (727) 753-1028.

Council to address long-term care issues

Long Term Care Ombudsman Council meets at 10 a.m. Thursday in the New Port Richey Department of Children and Families Building, Suite 100, 7601 Little Road, New Port Richey, (888) 831-0404. Monthly meeting is open to the public. Topic: Improve quality of life and care of residents in long-term care facilities.

Coalition calling for new foster parents

Imagine being taken away from your home, not knowing where you will go, leaving behind your favorite things. There are more than 4,500 displaced children in Pinellas and Pasco counties due to child abuse, neglect or abandonment. Many of these children will need to live in a temporary foster home, but the Safe Children Coalition cannot meet this growing need without your help.

When you open your heart and home to foster children, you open the possibilities for them. You foster hope.

What does it take? You need to be at least 21 years old, have appropriate housing and be able to pass a background screening. You will need to complete a home study and 30 hours of special training called M.A.P.P. You must have adequate space and be able to provide for your family now. Although you will receive financial assistance to help care for the child, you cannot rely on this to pay your bills.

To be a foster parent, you can be single or married, have a family of your own or be an "empty nester." For information, call the Safe Children Coalition Recruitment Line toll-free at 1-866-661-5656.

E-mail business news items to lazich@sptimes.com, or mail to Pasco Times Business Digest, P.O. Box 879, Port Richey, FL 34673-0879.

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