Advertisement
  1. Business

Travel insurance tips

Published Dec. 23, 2012

Los Angeles Times

If you're spending a lot of money on a trip, consider travel insurance to protect against the unexpected. Key things to know:

• Typically, travel insurance reimburses you for such things as nonrefundable cruise deposits or airfares — and for the cost of rescheduling flights — when weather, illness, natural disaster or terrorism cause a trip to be canceled or delayed. Plans differ slightly, so read the fine print.

• Some policies cover medical expenses incurred outside the United States, and may pay for emergency evacuation in case of a serious injury or health problem. Some providers will not cover pre-existing medical conditions.

• You can buy travel insurance through a travel agent, your tour company or sites such as InsureMyTrip.com, Squaremouth.com and QuoteWright.com. The cost typically is 4 to 8 percent of the trip's price. You may get a better rate if you buy a policy within 14 days of making the first deposit for your trip.

• If you want the option to back out of your trip and get your money back at any time, some carriers offer "cancel for any reason" coverage at an extra cost. The price is around 10 percent of the trip's cost.

ALSO IN THIS SECTION

  1. Snack-focused delivery app GoPuff launched in Tampa in February. It serves the area surrounding the University of South Florida. GoPuff
    Flamin’ Hot Cheetos or Funyuns? GoPuff says it has the data for which snack Floridians love the most.
  2. "House Hunters," shot at a home in the Bayshore Beautiful area.  (Times | 2007) Tampa Tribune
    Whang, 57, was also a comedian and actress.
  3. The city is accepting applications for its Commercial Revitalization Program. The city has allocated $175,000 for the program this year.
  4. The Walmart supercenter at 990 Missouri Ave. faced fines in December for these storage containers in the parking lot. City officials are debating whether to make a short-term arrangement with the city two’s Largo stores this year so they can store their holiday inventory. City of Largo
    In the end, city commissioners say yes, with some reservations.
  5. The 70-acre MOSI site on Fowler Avenue is under consideration as a location in case Hillsborough County pursues the idea of establishing a movie studio here.
    The County Commission has set aside $2 million for the project as the Film Commission studies the demand for it.
  6. More construction is on the way to St. Pete-Clearwater International Airport, thanks to $19.75 million in Federal Aviation Administration grants to rehabilitate the airport’s runway. (Times file photo)
    The work is expected to be complete by spring 2021.
  7. Job applicants seek information about temporary positions available with the 2020 Census, during a job fair in Miami on Wednesday designed for people fifty years or older. LYNNE SLADKY  |  AP
    The state added 22,500 jobs in August.
  8. Homeowner Cheryl Murdoch, 59, explains the workings of the Philips Smart Mirror in her bathroom. Murdoch and her husband live in the Epperson neighborhood in Wesley Chapel, home of the Crystal Lagoon, where some residents are piloting new health technologies inside their homes. SCOTT KEELER  |   Times
    In Pasco’s Crystal Lagoon community, AdventHealth and Metro Development Group are testing in-home technology aimed at keeping people away from the hospital.
  9. A company called Flock Safety is selling automatic license plate readers to neighborhood associations to cut down on crime, and Tampa neighborhood Paddock Oaks is one of their customers. Pictured is a Flock camera on Paddock Oaks Dr. | [Luis Santana | Times] LUIS SANTANA  |  Times
    Atlanta-based Flock Safety has provided 14 area communities with high-speed, high-definition cameras for surveillance.
  10. An American Airlines Boeing 737 Max 8 aircraft approaches Miami International Airport for landing in March. Bloomberg
    The 60-year-old veteran airline employee told investigators he was upset that union contract negotiations had stalled.
Advertisement
Advertisement
Advertisement