By Robert Inghram
Birthdays. Whether you love ‘em or hate ‘em, one thing’s for sure: they beat the alternative. But when the 65th birthday rolls around, it brings more than the usual baggage. It’s a time for thinking about Medicare.
Instead of something to dread or ignore, consider your 65th birthday as a time of opportunity. Among insurance and Medicare specialists, this milestone birthday is known as the Initial Enrollment Period, which — in its entirety — extends three months before and three months after your birth month. It is during this period that you can enroll in Original Medicare, as well as Medicare Advantage Plans, Prescription Drug Plans, and Medicare Supplement Insurance Plans — whatever makes the most sense for you and your life. With limited exceptions, during this seven-month period you have special rights that enable you to enroll in any plan that you choose, regardless of any health conditions.
Such decisions can’t be made lightly, as they will impact the remainder of your life. And Medicare can be tricky and confusing. So it is recommended that you start the process with the guidance of a licensed insurance agent who specializes in this area, like Robert D. Inghram.
An independent, licensed insurance agent for the State of Florida, Robert Inghram’s specialty is Medicare and Medicaid products offered by private insurance companies. These products include Medicare Advantage Plans, Prescription Drug Plans and Medicare Supplement Insurance Plans. With clients throughout the state, Mr. Inghram specializes in ensuring his clients understand the nuances, as well as the confusing aspects, of Medicare, so that they can make a confident, informed decision about coverages, benefits and pricing that will meet their needs. The way he sees it? His role is to help you navigate the Medicare minefield.
As confusing as it may already be, that minefield is made even trickier with the pandemic-induced limitations and CDC recommendations for social distancing, mask wearing and stay-at-home requests. The good news is you and Robert can discuss any questions you may have, review plan options and sign up for the plan of your choice remotely from the comfort of your home through his web portal at www.robertinghram.com, or if you don’t have internet access, through a phone call with him.
As your 65th birthday approaches, there’s no need to feel anxious about signing up for Medicare. To request a consultation, a quote, or to simply learn more, go to www.robertinghram.com or call 727-269-5053 (866-820-4282 toll free) or email Robert at email@example.com.