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Obamacare And You

Use our guide to see if you qualify for the marketplace

If you're unsure about whether or not you should try to sign up for health insurance under the Affordable Care Act, this interactive graphic is full of information that can help you decide.

Eight basic concepts you need to know about the Affordable Care Act:

1.  Requires all U.S. citizens to obtain health insurance or pay a tax penalty.

2.  Offers subsidies for low-income people to afford health insurance.

3.  Prohibits insurers from declining coverage.

4.  Mostly prohibits insurers from charging substantially more based on health or age.

5.  Creates online, government-run health insurance exchanges for people and small business.

6.  Increases tax credits for small businesses to offset health insurance costs.

7.  Mandates minimum benefits offered, including hospitalization, maternity leave and prescription drugs.

8.  Requires all large businesses to offer health insurance or pay a penalty.